Finance

My financial journey probably started in my late 20's when I became sick of paying what I thought was high rent, knowing that when I eventually and inevitably moved I would have nothing to show for all that money I had spent. I was then on a mission to become a homeowner and never have to deal with paying rent or neighbors sharing a wall ever again. Thanks to the timing of the market and the FHA loan (only having to put 3.5% down), at the young age of 28, I was fortunate enough to purchase my first home by myself.

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Then somewhere along the way back in 2017, at the age of 33, it became incumbent upon me to begin planning for my financial future. Not only did I want to make sure I was going to be able to retire, but the desire to move that point in my life earlier and earlier became a bigger and bigger motivator. Now, like mentioned above, by this point in my life I had purchased my first home by myself a few years prior, so I realize I already had a good starting position. It was around this time when virtual, online-only banks started coming out with higher interest rates because of their little-to-no overhead costs. After building up a nice little savings cushion to protect me in case of an emergency, and one that started earning me some nice interest nonetheless, I started investing $5 weekly into a fund also run by the virtual bank holding my savings account. This pocket-change-investing has now grown into a borderline obsession with wanting to build wealth through income streams of hobbies and true interests, "retire" from Corporate America, and help others do the same.

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On this page, you'll find an ongoing collection of random finance topics I feel compelled to share about. They may include Saving Tips, Spending Tips, Investing Tips, or any other relevant fiscally responsible ideas and occurrences.

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Please enjoy.